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Turn Paid Time Off into cash

Easily unlock the cash value of your unused Paid Time Off—without having to wait until you leave your job.

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Learn more about Sorbet for employers 

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PTO Cash Advance benefits
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Unused PTO?

Meet Sorbet

The more you work, the more PTO you earn—and that's real money you're leaving on the table.


With Sorbet, access the value of your unused PTO right now, without waiting until you leave your company. Make regular interest-only payments automatically from your paycheck, and repay the principal at loan maturity or when you leave your job, whichever comes first.
Stress-free. Seamless. Smart.
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Company benefits

Getting started with Sorbet is easy!

No credit check

to apply

Fast and easy

Automatic payments from your payroll

1

Learn what Your PTO is worth

Calculate the estimated cash value of your unused PTO in seconds—no guesswork required.

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2

Apply in minutes â€‹

Quick, simple, and commitment-free. There’s no credit check, no impact on your job, and your employer is never notified. Just a few easy steps, and no commitment until your funds hit your account– you're always in control.

3

Get Your Funds—Fast & Simple

Receive cash directly into your bank account in just 1-5 business days. Payments are handled effortlessly through your paycheck—seamless and stress-free.

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PTO Cash Advance
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Employers: Offer Your Team Financial Flexibility—
Without the Cost

Empower your employees to seamlessly access the cash value of their unused PTO, enhancing their financial wellness and reducing financial stress. Easy to implement, effortless to manage, and completely free for your company.

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Fresh. Free. Smart.

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Empower Your Employees with Greater Financial Flexibility

Help employees unlock the financial potential of their unused PTO—providing immediate financial relief without extra cost to your organization.

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Enhance financial wellness

Reduce financial stress

Increase productivity

Reduce turnover and absenteeism

Attract and retain talent

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What Clients Say

What Users Say

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With Sorbet, I can afford things that aren't part of my spending plan. Especially now while times are tight. I love that Sorbet gives me that option

Cole G, 3D Printing Team Lead

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Want to Learn How To Bring Financial Flexibility to Your Employees—At No Cost to Your Organization?

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© 2025 by Shift Time Inc.

Sorbet is not a bank. Loans are originated by Lead Bank at 9.99-36% APR and are subject to approval based partially on Paid Time Off (PTO) factors. Repayment plans include a balloon payment due at loan term or upon separation of employment. Must be 18 years old or age of majority in your home state to apply.

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